Trucking Insurance Coverage Across 20+ States | Smarter Truck Insurance

At Smarter Truck Insurance, we are proud to be a trusted trucking insurance agency headquartered in Riverside, California, serving owner-operators and small fleets across the United States. Licensed in over 20 states, we specialize in providing DOT-compliant coverage that protects your business while helping you grow.

No matter your location, Smarter Truck Insurance is committed to delivering exceptional service and the coverage you need to operate with peace of mind. Fill out our quick online form today so one of our licensed agents can prepare your personalized trucking insurance quote.

Whether you are starting a new venture or renewing your policy, our licensed agents work with you to find the right coverage at the best rate, making trucking insurance simple, fast, and reliable.

States in Which We Are Licensed

AL | AZ | CA | FL | GA | IL | IN | KY | MS | NC | NJ | NM | NV | NY | OH | SC | TX | UT | WA | WI

Core Trucking Coverages

(Coverages essential for every trucking company)

Specialized Truck Coverages

(Coverages tailored to specific equipment, cargo, or operation type)

Reefer Breakdown & Reefer Cargo Insurance

Dry Van Insurance

Flatbed Truck Insurance

Dump Truck Insurance

Tow Truck Insurance

Intermodal Truck Insurance

Hot Shot Trucking Insurance

Hazmat Trucking Insurance

Specialized Commodity Truck Insurance (e.g., lumber, steel, auto haulers)

Risk & Liability Coverages

(Coverages for added protection and risk management)

Bobtail Insurance

Non-Trucking Liability Insurance

Hired & Non-Owned Auto Insurance

Trailer Interchange Insurance

Contingent Auto Liability Insurance

Contingent Cargo Insurance

Excess Liability Insurance

Umbrella Insurance for Trucking Companies

Errors & Omissions Insurance (E&O)

Warehouse Legal Liability Insurance

Inland Marine Insurance

Compliance & Regulatory Coverages

(Coverages to meet DOT and state requirements)

ICC Insurance (Interstate Commerce Commission filing coverage)

MCS-90 Insurance

BMC-91X Filing Insurance

NAFTA Truck Insurance

Mexican Driver Insurance

Cross-Border Trucking Insurance (US-Mexico/Canada)

Owner-Operator & Fleet Coverages

(Coverages for individual drivers and trucking fleets)

New Venture Truck Insurance (first-time truckers)

High Risk Truck Insurance

Owner-Operator Truck Insurance

Fleet Truck Insurance

Small Fleet Truck Insurance

Broker, Logistics & Storage Coverages

(Coverages for freight brokers and logistics companies)

Freight Broker Liability Insurance

Freight Forwarder Insurance

Moving & Storage Truck Insurance

Smarter Coverage Starts Here!

Complete the form below and one of our licensed trucking insurance specialists will reach out with your best options.

e.g., “John Smith”
e.g., “(555) 123-4567”
e.g., “[email protected]

Copyrights 2025 | Smarter Truck Insurance Agency™ | Terms & Conditions